However, the award converts to a loan if the student doesn’t meet obligations. The program will pay up to $7,000 per year toward the student’s tuition and fees. The Tennessee Graduate Nursing Loan Forgiveness Program encourages nurses to enter a faculty or administrative position in a nursing education program within the state and agree to work at an eligible institution for at least four years. The loan can be forgiven if the student teaches certain subjects or in designated geographic areas. Graduate students that plan to teach after graduating can receive up to $5,000 per year to pay for their degrees. South Carolina Teacher Loan Program is a loan/scholarship program. To qualify, students must be pursuing a career in STEM and attend a public Ohio university. Graduate students that are Ohio residents but completed their undergraduate degrees in other states can apply for the Choose Ohio First program. Here are some examples of state programs: In return for help with your education expenses, the state will usually require you to fulfill a service obligation working within the state after you complete your master’s degree. To help fill high-need areas, some states offer tuition assistance or reimbursement programs for graduate students in certain fields. To take advantage of the federal work-study program, make sure you complete the Free Application for Federal Student Aid (FAFSA) and contact your university’s financial aid office to discuss your options. As a graduate student, you can be paid hourly or receive a salary, depending on the position and the hours required. In a work-study program, you’ll get a job related to your field of study and use your wages to pay for a portion of your education costs. The federal work-study program is available to graduate students as well as undergraduate students with financial need. If you’re interested in a university assistantship, contact your major’s department head to see if there are any open opportunities, or check your school’s job listings. In an assistantship, you could help professors with grading or teaching, assist faculty with their research or handle administrative tasks. In return for working a specific number of hours a week, you’ll usually get a tuition waiver and a monthly living expense stipend. Assistantships are paid positions offered by some universities. Apply for AssistantshipsĪs a graduate student, you can offset your education and living expenses by taking on an assistantship. You can also search for graduate school gift aid programs via FastWeb, GoGrad and Big Future. Eligible students can qualify for up to $34,000 per year, as well as a $12,000 cost of education allowance for tuition and fees. For instance, the National Science Foundation awards its Graduate Research Fellowship to outstanding students pursuing careers in science, technology, engineering and mathematics (STEM). They are awarded by schools, professional associations and nonprofit organizations. Fellowship programs give funds to promising graduate school students so that they can focus on their studies without having to take on teaching or research responsibilities. Graduate students pursuing a career in cybersecurity can receive up to $34,000 per year for as long as three years. One scholarship available to graduate students is the CyberCorps: Scholarship for Service. Graduate scholarships are typically based on academic or professional achievements. Eligible students can receive up to $2,000 per year. For example, Hispanic graduate students attending Florida universities can apply for the José Martí Scholarship Challenge Grant Fund program. Grants are usually awarded based on financial need. Graduate gift aid can come in the form of grants, scholarships or fellowships. Start Looking for Free MoneyĪs a graduate student, you can qualify for gift aid-financial aid that doesn’t have to be repaid. If you’re wondering how to pay for grad school without borrowing money, consider these options. There are many financial aid programs available to graduate and professional students. 5 Ways to Pay for Grad School Without Taking on Debt
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